Terms and Conditions

Terms and Conditions

Effective Date: [10/01/2025]

Welcome to [CarmenJuliaWhite.com] By accessing and using our website, you agree to the following terms and conditions.

1. Digital Products

• All products are for personal use only and may not be redistributed, resold, or shared.

2. Payments

• Payments are securely processed through third-party providers (e.g., Stripe) We do not store payment details.

• Prices are subject to change without notice.

3. Refund Policy

• Due to the nature of digital products, all sales are final and non-refundable unless there is a technical issue with the product.

4. Intellectual Property

• All content on this website, including digital products, is the intellectual property of [CarmenJuliaWhite.com]. Unauthorized use or distribution is prohibited.

5. Limitation of Liability

• We are not liable for any damages resulting from the use or inability to use our products or website.

6. Governing Law

• These terms are governed by the laws of [United Kingdom/Scotland].

7. Changes to Terms

• We reserve the right to update these terms at any time. Updates will be posted on this page.

Thank you for reading.